Finance brokerage done
on your terms.
Jackwell Finance was built around one idea: that getting a home loan should feel like working with someone in your corner — not like navigating a bank's sales funnel.
We're a Perth-based mortgage brokerage.
Jackwell Finance was founded with a clear view of what was missing from the local market. Too many borrowers were walking into their bank, accepting whatever rate they were offered, and leaving thousands of dollars on the table over the life of their loan. We exist to change that.
We operate as a Credit Representative under the Australian Finance Group (AFG) panel, which means we have access to a wide range of lenders — from the major banks to specialist non-bank lenders. We're not tied to any single institution. Our job is to find the right structure and the right rate for your situation, not to push product.
We work with first home buyers navigating the process for the first time, investors building portfolios, owner-occupiers looking to refinance out of a rate that's no longer competitive, and self-employed borrowers who've been told no by their bank. Every client gets the same standard of research and advice.
There are no broker fees for our service. We are paid by the lender when your loan settles, at no cost to you. We disclose all commissions fully as required by law.
Credentials & Authorisations
Everything you should verify before working with a broker
NCCP Compliant
All credit activities are conducted in compliance with the National Consumer Credit Protection Act 2009. We hold a current ASIC credit representative authorisation at all times.
Verify on ASIC Connect ↗The principles we don't compromise on
These aren't values written for a website. They're the practical commitments that shape every client interaction.
We recommend what’s right for you
Not what's highest commission, not what's easiest for us to place. We compare options across the panel, model the real cost over the loan life, and recommend what actually suits your situation and goals.
Full disclosure, always
We disclose commissions in full as required by law — and we go further. You'll know exactly what we're paid, by whom, and why we're recommending a particular lender over the others.
We do the paperwork
Applications, supporting documents, lender follow-ups — we handle it. Your job is to provide the documents we ask for. Our job is to make sure the application goes in correctly the first time.
We move at your pace
Some clients want to move fast. Others need time to understand every detail before deciding. We adapt to how you want to work, not the other way around. Day, evening, or weekend — we’re available when you are.
Ongoing, not transactional
We don’t disappear after settlement. We offer free periodic loan reviews, contact you when we see a materially better opportunity in the market, and remain available as your circumstances evolve.
We tell you when we can’t help
If your situation isn't one we can help with, we'll tell you clearly — and wherever possible, point you toward who can. No wasted applications. No false hope. Just an honest assessment.
What to expect from the first call
No-obligation discovery call
First conversation is always free and without obligation. We listen to what you're trying to achieve, ask some questions, and give you an honest assessment of where you stand. No sales pitch.
We meet when & where suits you
We meet face-to-face anywhere in Perth, or by video call. Evenings and weekends are fine. We work around your schedule — not 9-to-5 office hours.
A clear document list upfront
You'll receive a precise checklist of exactly what we need — no guessing, no surprise follow-up requests. We review documents once and submit applications correctly.
Regular progress updates
No waiting and wondering. You'll hear from us at every milestone: submission, conditional approval, valuation, formal approval, and settlement confirmation.
Licensing & Credit Obligations
Jackwell Finance (Jackwell Pty Ltd) is a Credit Representative of Australian Finance Group Ltd, which holds Australian Credit Licence number 389087. This authorisation is issued by the Australian Securities and Investments Commission (ASIC) under the National Consumer Credit Protection Act 2009.
As a licensed credit representative, we are obligated to act in the best interests of our clients, provide Credit Assistance only when it is suitable for the borrower, disclose all commissions and remuneration, and maintain current authorisations at all times. All credit activities conducted by Jackwell Finance are subject to ongoing ASIC oversight.
We hold current professional indemnity insurance and operate in accordance with the MFAA and FBAA codes of practice. Any concerns regarding our conduct may be referred to ASIC or the Australian Financial Complaints Authority (AFCA).
Ready to find out
where you actually stand?
Book a free, no-obligation consultation. We'll review your situation, tell you what you qualify for, and compare the market — in your time, on your terms.